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buyer and seller agree

employ a solicitor

estate agent sends details of sale to your solicitor

Solicitor sends you preliminary information

Sellers solicitor draws up contract and sends it to your solicitor

Your solicitor applies to local council for searches

Your solicitor checks title, contract and papers

Your solicitor raises queries with sellers solicitor

Sellers solicitor replies to queries

Your solicitor approves contract terms

Your lender issues a mortgage offer

Your solicitor sends you a mortgage deed to sign

Local council returns searches to your solicitor

Your solicitor sends you a contract to sign

You return signed contract with deposit

Your solicitor checks completion (moving) date

Contracts are exchanged

Your solicitor draws up purchase deed and sends it to sellers solicitor

Your solicitor requests mortgage funds from lender

Your solicitor carries out final searches

Your solicitor reports to you for completion, requesting balance of funds

Lender sends mortgage funds to your solicitor

COMPLETED YOU MAY NOW MOVE IN


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YOUR HOME IS AR RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT. ALL LOANS ARE SUBJECT TO STATUS. SECURED LOANS ARE SECURED ON PROPERTY

  

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